At METEC our goal is to provide financial tools and resources to help individuals control their financial future. We also recommend you check out the HUD.gov website for the most up-to-date information for homeowners and buyers.
Below is a list of our programs offered for homeowners and potential home buyers.
Get prequalified for buying a home. Receive a free copy of your credit report and learn which houses you can afford. Find out what’s involved in purchasing a home and the home down payment assistance programs available for first time homebuyers.
Credit And Budget Counseling:
The more you know about credit and money management, the better position you will be in to take advantage of the benefits of good credit score. Our credit counselors will work with you to reduce your monthly debt and repair credit if needed.
For seniors wanting to get quick cash out of the equity already invested in their home, a reverse mortgage may be an option. It’s available to senior citizens 62-years old (or older). If you want to learn more about what a reverse mortgages is, or want a second opinion on rates we can help you do that!
We're also partnering with the Senior Checklist on how to renovate a home for a safety, and the different types of senior living housing. More to come soon!
Teaches first time homebuyers the steps in the home buying process:
Pros and Cons of homeownership
- Money and credit management
- How to work with a realtor
- How to think like a lender
- The closing process
- How to maintain your new home
Post-Purchase Counseling: Buying a home is one of the largest investments most people will ever make. To support and educate new homeowners METEC sponsors free classes about credit counseling and home ownership.
- What to expect after you purchase your home.
- How to adjust your monthly budget
- How to protect your investment
- How to avoid predatory lending.
DIY Mortgage Programs
METEC offers the forms online in PDF downloadable format explaining President Obama’s Making Home Affordable Loan Modification program.
EAH Employer Assisted Housing: METEC is authorized to implement EAH funds for this HUD program.
In addition, METEC programs support:
- Financial Literacy
- Housing Counseling
- Positive Attitudes
- Social Hope
Parent and Youth Outreach program provides families who live in public housing and surrounding neighborhoods with basic life skills for succeeding in life.